What Does Cyber Insurance Actually Cover?

Cyber insurance is becoming more common for small and mid-sized businesses. But most business owners don’t really understand: what it covers what it doesn’t and what it requires from them That can become a problem when you actually need to use it. What Cyber Insurance Typically Covers Most cyber insurance policies are designed to help after a security incident. That can include: Incident response (forensics, investigation) Legal costs Notification requirements (if customer data is involved) Business interruption (lost revenue during downtime) Ransomware payments (in some cases) In short: Cyber...

How Attackers Bypass MFA (and How to Stop Them)

Multi-factor authentication (MFA) is one of the best protections you can put in place. But it’s not perfect. Attackers know this—and they’ve adapted. Understanding how MFA gets bypassed is key to making sure it actually protects your business. Wait… I Thought MFA Was Secure? It is. MFA stops a huge percentage of basic attacks. But attackers don’t try to “break” MFA directly. Instead, they: trick users steal sessions or exploit weak configurations Most MFA bypasses are not technical—they’re behavioral. 1. MFA Fatigue (Push Bombing) This is one of the most common attacks today. How it works: An...

What Is MFA and Why Does Your Business Need It?

Multi-factor authentication (MFA) is one of the simplest and most effective ways to protect your business. But it’s also one of the most misunderstood. Most people know they “should have it,” but don’t fully understand what it does—or why it matters. What Is MFA? MFA stands for multi-factor authentication. It means you need more than just a password to log in. Instead of only entering a password, you also need something else, such as: A code from an authenticator app (TOTP) A push notification on your phone A text message with a verification code A physical security key (yubikey or smartcard)...